Mortgage Eligibility Checker Nigeria
Compare configured Nigerian mortgage routes using your residency, income, deposit, property budget and circumstances. Results are indicative; lenders make final underwriting and approval decisions.
Mortgage options compared
- NHF Mortgage
- MREIF-backed Mortgage
- Diaspora NHF Mortgage
- Primary Mortgage Banks
How the mortgage eligibility checker works
Provide your details once to see which available routes may fit, which need review and what could prevent eligibility.
Mortgage eligibility questions
What mortgage options are available in Nigeria?
Ziways compares configured NHF Mortgage, MREIF-backed Mortgage, Diaspora NHF Mortgage and Primary Mortgage Bank routes. Availability and lender terms depend on your circumstances.
Can Nigerians living abroad get a mortgage in Nigeria?
Some configured routes support Nigerians living abroad. The checker uses your country of residence and circumstances to show relevant routes for further lender review.
What is the difference between NHF and Diaspora NHF?
The configured NHF route is assessed for applicants living in Nigeria, while Diaspora NHF is assessed for Nigerians living abroad. Each route has its own residency and contribution requirements.
Does checking mortgage eligibility affect my credit score?
No. This Ziways check is an indicative comparison and does not perform a lender credit search.
Can I use the checker without choosing a property?
Yes. You can enter a preferred location, property type and expected budget without selecting a Ziways listing.
What happens if I do not qualify for one mortgage route?
The checker compares other configured routes using the same information and explains what may fit, what needs review and what currently prevents eligibility.